Your glide path to a
confident federal retirement.
A complete financial checkup built specifically for federal employees. TSP, FERS pension, Social Security, take-home pay, FSA/HSA, and more — with plain-English recommendations and a printable report.
Start your free plan →Free account · takes about 8 minutes · your data saved securely
FERS Pension Calculator
Exact eligibility rules, the 1.1% multiplier for 62+, MRA+10 reductions, special category (LEO/FF/ATC) formulas, and the FERS Supplement.
TSP Optimization
Agency match maximization, contribution limits (including super catch-up 60-63), Traditional vs. Roth TSP trade-offs, and growth projections.
Retirement Scenarios
Side-by-side comparison of retiring at different ages — pension, Social Security, TSP balance, and estimated tax bracket for each.
2026 Tax Planning
Federal income tax with the new One Big Beautiful Bill deductions (overtime, tips, auto loan interest), FSA/HSA, IRA deductibility, and SALT cap.
Real Take-Home Pay
What actually hits your bank account: gross pay minus TSP, FEHB, FSA, Social Security & Medicare taxes, federal and state income tax.
Readiness Score
Set a target retirement income, and see exactly how close you are — with a gauge, gap analysis, and the extra monthly savings needed to close it.
Simple, honest pricing
The full report is free. Pro is for people managing multiple retirement scenarios.
Forever — no credit card
- ✓ Full 11-step retirement interview
- ✓ Complete personalized report
- ✓ FERS pension + SS + TSP analysis
- ✓ SS timing & SBP analysis
- ✓ Print / Save as PDF
- ✓ 1 saved profile
$10.75/mo · or $14/mo monthly
- Everything in Free, plus:
- ✓Unlimited saved profiles
- ✓Side-by-side profile comparison
- ✓Duplicate profiles for "what if" scenarios
Ready to see your full picture?
Free to start. Takes about 8 minutes.
Start your free plan →